I am getting an increasing number of calls from people who have been served with statutory demands by Mercers Debt Collectors. These demands are often based upon debts from credit card companies bought in by Mercers Debt Collectors.
Mercers Debt Collectors as a debt purchaser will have paid a few pence in the pound for your debt. They then seek to recover their outlay as quickly as possible by placing pressure on a debtor to repay as soon as possible.
One tactic which they use is to serve a statutory demand upon a debtor. They do this by serving the demand by post on the debtor.
It is imperative not to ignore a statutory demand. You have only 18 days to apply to set aside the demand, and after 21 days the demand can be followed by a bankruptcy petition.
Ordinarily a demand should be personally served. It is my personal belief that the demand is being used as a debt collection tactic and not for bankruptcy purposes as the demands that I have come across have only been served by post and so couldn’t really be relied upon to base a bankruptcy petition. However, it should never be assumed that a demand will not be followed by a petition.
I deal with these demands by placing an onus on the creditor to prove that they have all the paperwork they need to prove the debt in full. I have many successes in getting companies who serve statutory demands to confirm that they will not take any action on them after receiving letters and requests from me.
If you have been served with a statutory demand I can help you deal with it. Do not delay. Call me now!
Contact Steve Thatcher a qualified solicitor with Help With Debt (UK) Limited the total debt solutions company. For all further reading see http://www.helpwithdebtuk.com
For personal contact, email sthatcher@helpwithdebtuk.com. If you have any debt problem whatsover either personal or corporate make Steve your first call on 0808 160 5577. All telephone advice is free.
Article Source